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Historical Rate Index by Major Product Line, Year-Over-Year

As Reported in USI’s Commercial Property & Casualty Market Outlook

Mid-Year 2018 Edition to Present-Day

  • Non-Catastrophic Property w/Minimal Loss History and Good Risk Quality
  • CAT Property w/Minimal Loss History and Good Risk Quality
  • CAT or Non-CAT Property w/Poor Loss History or Poor Risk Quality
  • Primary General/Product Liability
  • Workers’ Compensation Guaranteed Cost
  • Workers’ Compensation Loss Sensitive
  • Umbrella & Excess Liability (Middle Market) Buyers
  • Umbrella & Excess Liability (Risk Management) Buyers
  • PPrimary Auto Liability w/Fleet Less Than 200 & Good Loss History
  • Primary Automobile Liability with Fleet in Excess of 200
  • Primary Auto Liability w/Fleet Less Than 200 & Poor Loss History
  • Excess Automobile Buffers
  • Public Company Directors & Officers
  • Private Company and Not-For-Profit (NFP) Directors & Officers
  • Employment Practices Liability (EPL)
  • Network Security & Privacy (Cyber)
  • Fiduciary
  • Crime
  • Professional Liability/Errors & Omissions
  • Technology Errors & Omissions
  • Representations & Warranties
  • Kidnap & Ransom
  • International Liability
  • International Property, CAT Exposure
  • International Property, Non-CAT Exposure
  • Aviation
  • Environmental Combined General Liability/Pollution
  • Excess Combined General Liability/Pollution

USI’s 2025 Commercial P&C Market Outlook

Learn the latest trends, challenges and solutions for employers.

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