Education Insurance Services

Best-In-Class Solutions for Education Clients

USI’s Education Practice identifies business issues and develops risk management solutions for schools and higher education institutions. Our team works with clients to assess operational risks, safety and hazard exposures and other related issues that can affect profitability and reputation.

We advise clients on general business risks such as Workers' Compensation, Property Coverage, Builder’s Risk Insurance, General Liability, Umbrella Excess Liability, Tuition Reimbursement/Business Interruption, Commercial Automobile, Educators Legal Liability, Professional Liability, Environmental, Kidnap, Ransom & Extortion and Licensed Professional Liability.

USI complements these products with services engineered specifically for our education clients including:

      • Claim Advocacy
      • Risk Management Expertise
      • Certificate of Insurance review/tracking
      • Contractual Liability advice
      • Safety 911
        (Expert staffed call center services for answering safety questions)
      • Experience Modification Review
      • Classification Review
      • Loss Forecasting
      • Loss Analysis
      • USI PrivaSafe Cyber/Security Protection

To analyze our clients' business issues and challenges, our Higher Education team leverages USI ONE®, a fundamentally different approach to risk management. USI ONE integrates proprietary business analytics with a network of local and national technical experts in a team based consultative planning process to evaluate the client’s risk profile and identify targeted solutions. Clients then receive tailored recommendations for improving their total cost of risk.

Experience the USI ONE Advantage® and learn how our Education specialists develop targeted solutions for schools, colleges and universities, so clients can focus on supporting the educational needs of their communities. Email to learn more or contact your local USI office today.


A USI Higher Education client was constructing a new student center. The excavation process inadvertently damaged the water main which was backfilled by a subcontractor. The water main ruptured causing damage to a nearby building that included classrooms, bookstore, IT and administration facilities. USI immediately deployed a team to the site after hours and assisted in the claim coordination—directly tracking property damage loss, business interruption and extra expense loss exposures. The USI team facilitated communication with the carrier to best position timely and amicable claim resolution, successfully subrogating the claim and saving the University $150,000 in covered losses.

Not a client yet?

Speak to a representative at your local USI office today!