Insights & Guidance From USI Experts

Learn how a targeted risk management process can save you up to 30% on your insurance premiums.

With increasing pressure to disclose salary ranges, employers must develop comprehensive compensation strategies to attract and retain talent in a transparent job market.

To avoid data breaches and ransomware attacks, it’s essential to understand the differences between them.

A fiduciary oversight review helps employers fulfill fiduciary responsibilities and improve retirement plan participant outcomes, while uncovering opportunities to reduce plan liabilities.

Organizations can protect their operations and reputations from increasing artificial intelligence risks by implementing these strategies.

Recent litigation highlights ERISA’s evolving role in regulating health and welfare plans, emphasizing fiduciary obligations and accountability.

AI has enabled scammers to improve their tactics. Learn how to protect your personal information — and steps to take if it’s compromised.

Ensure your retirement program aligns with your organization’s culture and objectives, is market-competitive, and reduces long-term employee benefit costs.

Pollution exposures are a growing concern due to social inflation and modern environmental contaminants.

Reviewing health plan renewals for hidden fees can help reduce claims-based charges and give employers more negotiating power with insurers.

These everyday activities can leave your assets at risk. Here's how to maximize protection.

Your organization is likely being overcharged for its 401(k) or 403(b) plan — but a fiduciary expense analysis can help fix this.

Incorrect property valuations are common, and they can result in uncovered losses. Superior valuation practices can help protect your property and assets.

How PPOs have evolved over time from a cost-saving strategy to another employer expense.

Recreational vehicle insurance options for vacationers can maximize asset protection.

Increase plan participation, enhance employee recruitment and keep workers on track to retire.

Reduce the frequency and severity of auto claims with targeted risk control strategies, which can help lower premiums and claim costs by up to 30%.

Early detection and intervention significantly improves health outcomes for plan members and reduces the impact of catastrophic claims on your health plan.

Having a preplanned strategy can facilitate a smooth transition to college — and reduce stress at times of crisis.

Increase savings, employee participation and peace of mind with a bundled retirement plan solution.

Our experts provide updates on insurance market changes over the past several months and forecast the trends you need to know for the remainder of 2024.

Employers looking for ways to reduce health plan spending may benefit from alternative funding strategies that can yield up to 15% in savings.

The collectibles market continues to grow as a way to diversify investment portfolios. Here are some of the most popular items collectors are acquiring.

Company-sponsored programs can help prepare workers for a financially secure retirement and help mitigate costs to your organization.

As natural disaster risks escalate, all organizations should take three crucial steps to protect themselves.

Employers looking to limit the impact of rising prescription costs on their premiums may benefit from joining a pharmacy coalition to negotiate better pricing and rebates.

If you collect jewelry, stones and precious metals, it’s important to have the right insurance coverage in the event of theft and financial loss.

Help your workforce achieve financial wellness and reach their retirement planning goals — which will positively impact your business.

Cybercrime risks are always evolving — and so should your organization’s prevention strategies and insurance coverage.

Learn how to streamline benefits administration for your organization, while reducing the risks associated with a broker-owned platform.

Whether you’re just beginning to collect cars or your collection is established, here are the most important things to know.

Fiduciary training is crucial to understanding your responsibilities to your organization and employees — and to help mitigate risk for the organization.

Third party risk management for executive and professional risk allows organizations and their leadership to identify, understand and manage liabilities from third parties that can negatively impact the bottom line.

Benchmarking your employee benefits offering can help you make cost-effective decisions for your organization.

Increased drought and wildfire have created a tighter insurance market, and homeowners must be prepared. Learn the different coverage options and ways to increase your odds of insurability.

During unpredictable market conditions, employers and employees can take proactive steps to reduce risk and preserve retirement savings over the long term.