Benefits compliance remains a key focus for employers as regulators increase scrutiny of employer-sponsored health and welfare plans. Review key regulatory developments to watch for 2027, and practical steps employers can take now to reduce risk.
Health plan renewals often include inflated assumptions and hidden costs that can lead employers to overpay. USI’s comprehensive underwriting review helps uncover embedded sources of carrier revenue, giving employers the insight they need to negotiate a fairer, more transparent renewal.
As healthcare costs continue to rise, small to mid-size businesses are looking for more control and stability than traditional fully insured plans may provide. Stop-loss captives can offer a middle ground between fully insured and self-funded plans, allowing employers to share risk while gaining greater visibility into health plan performance.
Getting ahead of rising healthcare costs starts with greater visibility. Cost avoidance modeling helps employers identify emerging risks, understand their potential impact, and act early — before those risks drive higher health plan costs.
Many employers are reconsidering how they fund health benefits due to rising costs. Learn how alternative funding strategies can provide greater financial control and potential savings over time.
Recent federal legislation and proposed rules are designed to increase transparency around how PBMs make money — and how prescription drug dollars are really spent. Can these changes finally help employers reduce the impact of pharmacy on their health plan spending?
Rising costs have many employers rethinking their benefits strategies. By focusing on clear communication, organizations can maximize the value of their benefits programs and drive higher participation and satisfaction — without increasing spending.
Benefits benchmarking provides the missing context that renewals alone can’t deliver — helping employers understand what’s driving their increases, how their benefits compare to similar organizations, and which strategies can reduce spending without eroding competitiveness.
Increasing employee participation in tax-advantaged benefit plans isn’t just smart — it’s an essential strategy in today’s competitive labor market, yielding both immediate and long-term cost savings.
