AI has collapsed cyberattack timelines from months to hours — making fraud verification and incident response priorities for both IT and the boardroom.
AI agents can increasingly execute transactions, access systems, and alter records without human oversight or intervention. Executives need layered controls to detect and contain unauthorized activity — and insurance strategies to help transfer the resulting risks.
Workers’ compensation doesn’t have to be an unpredictable expense. Better payroll reporting, class code accuracy, and e-mod oversight can help employers reduce costs and take more control at renewal.
Organizations can reduce their total cost of risk through alternative risk financing structures, including a variety of loss-sensitive programs, that reward better claims performance.
These insights from USI national practice leaders provide a mid-year view of emerging trends, economic drivers, and risk considerations shaping the evolving commercial property and casualty landscape.
Natural catastrophe losses remain elevated — and secondary perils are driving more of the damage. Learn how better data, targeted resilience upgrades, and response planning can reduce loss severity and support insurability.
Whether you’re in a guaranteed-cost or deductible program, workers’ compensation benchmarking reveals what’s really driving your costs — and where you have leverage to improve results.
